Emma - Expense Tracker

Emma - Expense Tracker

By Emma Technologies LTD.

  • Category: Finance
  • Release Date: 2017-12-15
  • Current Version: 2.4.9
  • Adult Rating: 4+
  • File Size: 101.49 MB
  • Developer: Emma Technologies LTD.
  • Compatibility: Requires iOS 9.2 or later.
Score: 4.5
From 366 Ratings


Emma is a money management and budgeting tool that helps you avoid overdrafts, cancel wasteful subscriptions, track debt and save money. Our data shows Emma can save you up to $600 every year! We use state of the art technology to analyse your personal finances and give you the power to make smarter decisions with your money. FEATURES ● See all your accounts in one place ● Find and cancel wasteful subscriptions ● Set budgets and track paydays ● Avoid overdrafts fees ● Plan debt repayments ● Save money every month BANK LEVEL SECURITY ● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored. ● The app uses TouchID fingerprint authentication for added privacy and security. ● Emma does not store your online banking credentials. CUSTOMER REVIEWS “I love this app. I used a Google Sheet until now and had to manually track when each outgoing went out by loading up 3 different banking apps. This does it all and it's so flexible; I've not had to change how I do my home accounting/budgeting.” Chris “I love Emma! I was searching for a good app to help me keep track of my 1. Transactions , 2. Debt , and 3. Bills and Subscriptions. Emma does all that and more. It's aesthetically pleasing, easy to understand and operate, and best of all free!” Jada “Amazing detailed finance analysis tool. Perfect to spot bad spending habits. I tried yolt and moneydashboard, and this is the app to keep, better than the other 2 by miles.” Alex OUR MISSION We believe anyone deserves a financial advocate. Someone who watches our back no matter who we are and where we come from. Emma doesn’t serve the interests of anyone. We think we can provide a great experience, which relies on a basic principle, caring about our customers’ financial well being. This is who we are and what we stand for. We have received amazing feedback from the community and have been recommended by Forbes, Financial Times, Politico, The Sunday Times and CITY A.M. MORE FEATURES? THAT’S A PRO Upgrade to Emma Pro for access to premium features, including: ● Custom categories and unlimited budgeting, so you can track your finances like a ninja ● Rename transactions to edit how your transactions should look like ● Export data to understand your finances on excel ● Create manual Accounts to manage your cash expenses and any other accounts you might have ● Split your transactions into multiple categories for more flexibility ● Unlock our Legendary Pro Icon, because you are a Pro ----------------------------------- If you choose to purchase Emma Pro, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Current Emma Pro subscription price starts at £4.99 GBP/month, and one-month, 6-month and 12-month packages are available. Prices are in UK sterling, may vary in countries other than the UK and are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Pro, you can simply continue using Emma for free. Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952 We are also registered with the Information Commissioner's Office in compliance with the Data Protection Act 1998. Data Protection Registration Number: ZA241546. Company Registration Number: 10578464. Terms and Conditions: https://emma-app.com/terms Privacy Policy: https://emma-app.com/privacy



  • Way better than Mint

    By christellecraze
    This app is way better than Mint and the best part is that it is free! If you are a college student they do allow you to link your loan provider and you’ll be able to monitor it.
  • Constant error messages

    By Iole L
    Thought this would be a great app but it gives me constant error messages and I have to do the same demand multiple times for it to take. Completely annoying!!!
  • Keeps flashing “internal server error”

    By tabinathegreat
    After I updated the app, it started flashing “internal server error” constantly as I am using the app.
  • I didn’t receive my One-time passcode

    By hdjdiajap
    I thought it was a really cool app because I saw many people using it but it won’t send me my one-time passcode and I’ve tried reinstalling and it still wouldn’t send it
  • It’s good

    By kitkatlocerse
    I haven’t quite used it to it’s full capacity yet but so far I think it’s pretty good as a way to track everything you spend, set a budget, see your accounts, etc. my only question is could there be an update in the future possibly to track how much cash I have on me? I couldn’t find a section for that and as a waitress, I carry a decent amount of cash around in my wallet and spend it like that. I want to be able to add and keep track of cash expenses too. Other than that, I like it so far.
  • perfect!!!

    By verycoolwife
    i spent all day downloading different money tracking/budgeting apps and DANG this one is literally *the one*
  • wonderful, almost there!

    By @johnchoee
    truly a wonderful well thought out app. better than mint in terms of simplification and design. not bombarded with ads like Mint or Clarity Money. the only downside is there’s no Credit Score part. please add this!!! thank you!
  • This is what really counts

    By nusrr
    This is the first and only financial tracking app of many, I assure you many many, that I’ve stayed with throughout the year. Makes keeping track of spending as simple and as thorough as it gets. Excellent customer service too.
  • Good at what it does

    By Lemon taffy
    It does what it’s suppose to do well, but today they bugged me. I use this app to track finances, not for nonsense. They asked me if I know Pokemon, but called them Pokemons, so I was interested in what type of questions they were asking about “pokemons” lol. The quiz asked me some of the most basic questions of the franchise, but after you answer you have to wait. In my disbelief, I went to text my friend about how ridiculous it was, but it turned out the quiz continued without me and by the time I came back I had missed a question, so I exited and failed. Obviously none of this matters, but it was annoying and extremely unnecessary to be apart of the Emma app. I hope there are no more “quizzes”. It doesn’t really make sense for someone to win money anyways. Especially from a helpful app. It kind of makes it seem like they feel that they to entice us to keep us using this app.
  • Bad UX in signup

    By skylerwebdev
    Needs a way to go back to the previous entry in signup in case of typo... Also shut off autocapitalize on the email