YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.8
  • Adult Rating: 4+
  • File Size: 53.60 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 11.0 or later.
Score: 4.5
From 13,368 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated



  • Not Paying

    By Missimcc
    Not going to pay for an app for a budget!!! I’m trying to save not spend more!!!
  • Great organizational tool

    By Osselaflor
    Absolutely love this software and app! Take this app plus Dave Ramsey’s program and watch out your net worth is going to grow. Wish I had this earlier when we were on Dave’s baby-step # 2 doing the envelope stem. Now that we are debt free and on step # 3 it’s incredible how fast we are going through the steps with YNAB.
  • Great app

    By PenguinShuffle
    I love YNAB, it saves me a huge amount of time compared to using an excel spreadsheet to budget. There have been great improvements in the app over the last few months. I asked for a calculator and was amazed YNAB actually listened! Would love to see the calculator be available when splitting transactions. Great app!
  • Perfect Balance

    By GunnerNutter
    You can only watch your budgets in Mint.com, but you will control them and your financial life with YNAB. Its a night and day difference.
  • Doesn’t work with my bank

    By ItWasntEvenCloseToRight
    Just not working well enough. Adding and removing accounts is a pain as well as trying to manage categories. In general this isn’t how I want to use a budgeting application
  • Worked Fine before update

    By travelaminds
    Now doesn’t open at all.
  • I’m doing it!

    By LdySunflowerTerri
    I’ve never been closer to staying on track and reaching my goals in all of my 73 years. Thank you!
  • Essential app

    By Ellsea
    How I wish I'd committed to a budgeted lifestyle so long ago. This app and the associated software work for people at any salary level. Money related anxiety is all but gone just from having a way to stay informed and making good decisions based on that data.
  • Bring back portrait support

    By Johnthunder
    I love YNAB. I haves used it for years. The iOS app is almost prefect. However, it’s missing support for portrait support on the iPad and it’s also missing the ability to reconcile your budget.
  • Almost Perfect

    By MattSTP
    I love this app and the YNAB system in general. However, there are just a couple things I feel the app is missing. It would be great if we could get the ability to reconcile accounts on the mobile app. Lastly, it’d be very helpful if the app supported iOS split screen multitasking so that we could split the screen with our bank website. Other than that, this app is great, very useful, and I’d definitely recommend.